FD Calculator

Fixed deposit returns.

Principal Amount (₹)

Interest Rate (% per annum)

Tenure (Years)

Compounding Frequency

Frequently Asked Questions

How is FD maturity value calculated?+

We use the compound interest formula A = P(1 + r/n)^(nt), where P is the principal, r is the annual interest rate, n is the number of times interest compounds per year, and t is the tenure in years.

Does compounding frequency affect returns?+

Yes, more frequent compounding (e.g. monthly vs annually) results in slightly higher returns for the same nominal interest rate, since interest is calculated and added to the principal more often.